Guides & explainers
Plain-language finance for Bangladesh — the rules behind the numbers, and how to use them.
How DPS is calculated — step by step, in plain words
Ever wondered how the bank turns your ৳5,000 a month into the maturity amount they promise? Here's the full DPS math — deposits, monthly interest, compounding, tax and excise duty — explained step by step for everyone.
Bangladesh tax changes for 2026-27: what to re-check
Income tax slabs, salary deduction, investment rebate and minimum tax can change the number your calculator shows. Here is the practical checklist before filing or planning.
Sanchayapatra after a budget: what actually changes?
Sanchayapatra returns depend on more than the headline profit rate. Source tax, investment limits, rebate treatment and purchase date all matter.
DPS and FDR tax: source tax vs excise duty
Bank savings returns in Bangladesh can be reduced by source tax on interest and yearly excise duty on balance. They are different charges and should be estimated separately.
Gold buying and selling in Bangladesh: tax, VAT and spread
Gold is not just a market price. VAT, making charge, shop buy-back spread, documentation and possible tax reporting can change your real return.
DPS vs FDR: which suits your goal?
DPS and FDR are both safe bank savings options in Bangladesh — but they fit different situations. Here's how to choose, and what tax to expect.
How Sanchayapatra source tax actually works
The 5% vs 10% source tax on Sanchayapatra profit is widely misunderstood. Here's the real rule — flat, not tiered, and based on your investment.
Understanding your income tax rebate
Investing in DPS, Sanchayapatra and other approved products can cut your income tax through the rebate. Here's how it's calculated, with an example.